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Trans union credit report agency Having a bad credit rating, it can be very difficult for someone to get approved for a loan or a new account. Under the Fair Credit Reporting Act (FCRA), you have the right to request a free report within 60 days if a company denies you credit based on the report.

trans union credit report agency

What should be your next step? For some consumers take a look at their credit report for the first time, all this information can be confusing. A credit report contains information about where you live, how you pay your bills, and whether you've been sued, arrested or gone bankrupt.

trans union credit report agency

trans union credit report agency

For example, if you apply for a mortgage, or if you want to re-mortgage your property, you can be assured that your credit report is one of the things that your potential creditor consider. And, the credit rating, the less interest a person receives autoloans rates and mortgage interest credit cards and so on.




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